Privacy Notice
This privacy notice explains how we use any personal information we collect about you.
What information do we collect about you?
We collect information about you when you engage us for financial planning/financial advice/ investment management services. This information will relate to your personal and financial circumstances. It may also include special categories of personal data such as data about your health, if this is necessary for the provision of our services.
We may also collect information when you voluntarily complete feedback to us.
Information relating to usage of our website is collected using cookies. These are text files placed on your computer to collect standard internet log information and visitor behaviour information. We’ll use your information collected from the website to personalise your repeat visits to the site.
Information about connected individuals
We may need to gather personal information about your close family members and dependants in order to provide our service to you effectively. In such cases it will be your responsibility to ensure that you have the consent of the people concerned to pass their information on to us. We’ll provide a copy of this privacy notice for them or, where appropriate, ask you to pass the privacy information to them.
Why do we need to collect and use your personal data?
The primary legal basis that we intend to use for the processing of your data is for the performance of our contract with you. The information that we collect about you is essential for us to be able to carry out the services that you require from us effectively. Without collecting your personal data we’d also be unable to fulfil our legal and regulatory obligations.
Where special category data is required, we’ll obtain your explicit consent in order to collect and process this information.
How will we use the information about you?
We collect information about you in order to provide you with the services for which you engage us.
Who might we share your information with?
If you agree, we may email you about other products or services that we think may be of interest to you, usually within our newsletter or budget summaries.
We won’t share your information for marketing purposes with other companies.
In order to deliver our services to you effectively we may send your details to third parties such as those that we engage for professional compliance, accountancy or legal services as well as product and platform providers that we use to arrange financial products for you.
Where third parties are involved in processing your data, we’ll have a contract in place with them to ensure that the nature and purpose of the processing is clear, that they are subject to a duty of confidence in processing your data and that they’ll only act in accordance with our written instructions.
Where it’s necessary for your personal data to be forwarded to a third party we’ll use appropriate security measures to protect your personal data in transit.
To fulfil our obligations in respect of prevention of money-laundering and other financial crime we may send your details to third party agencies for identity verification purposes.
How long do we keep hold of your information?
During our relationship with you we’ll retain personal data which is necessary to provide services to you. We’ll take all reasonable steps to keep your personal data up to date throughout our relationship.
We’re are also subject to regulatory requirements to retain your data for specified minimum periods. These are, generally:
- Five years for investment business
- Three years for mortgage business
- Indefinitely for pension transfers and opt-outs
- Three years for insurance business
These are minimum periods, during which we have a legal obligation to retain your records.
We reserve the right to retain data for longer where we believe it's in our legitimate interests to do so. We’ll not keep your personal data for longer than 7 years after death.
You have the right to request deletion of your personal data. We’ll comply with this request, subject to the restrictions of our regulatory obligations and legitimate interests as noted above.
How can I access the information you hold about me?
You have the right to request a copy of the information that we hold about you. If you’d like a copy of some or all your personal information, please email or write to us using the contact details noted below.
When your personal data is processed by automated means you have the right to ask us to move your personal data to another organisation for their use.
We have an obligation to ensure that your personal information is accurate and up to date. Please ask us to correct or remove any information that you think is incorrect.
Marketing
We’d like to send you newsletters and budget guides which may be of interest to you. If you’ve agreed to receive marketing information, you may opt out at a later date.
You have a right at any time to stop us from contacting you for marketing purposes. If you no longer wish to be contacted for marketing purposes, please contact us by email or post.
Cookies
We use cookies to track visitor use of the website and to compile statistical reports on website activity. For further information click here - https://ico.org.uk/for-organisations/guide-to-pecr/cookies-and-similar-technologies/
You can set your browser not to accept cookies and the above website tells you how to remove cookies from your browser. However, in a few cases some of our website features may not function as a result.
Other websites
Our website contains links to other websites. This privacy policy only applies to this website so when you link to other websites you should read their own privacy policies.
What can you do if you are unhappy with how your personal data is processed?
You also have a right to lodge a complaint with the supervisory authority for data protection. In the UK this is:
Information Commissioner's Office Wycliffe House Water Lane Wilmslow Cheshire SK9 5AF
0303 123 1113 (local rate)
Changes to our privacy policy
We keep our privacy policy under regular review and we’ll place any updates on our web page and inform you of any changes when they occur. This privacy policy was last updated on 1 May 2018.
How to contact us
Please contact us if you have any questions about our privacy policy or information, we hold about you: by email at
Or write to us at:
Sky Wealth Management Ltd
44 Jennings Road, Marlborough SN8 4WL
Why do you need Financial Advice?
People seek financial advice for different reasons, but ultimately it is for guidance, knowledge and reassurance. At Sky Wealth Management we pride ourselves on keeping things simple and straightforward in order that the right decisions can be made for & with you.
LIFE EVENTS
There are many “life moments” when financial planning will leap to the top of your priorities: getting married or divorced, receiving a windfall, starting a family, starting a business or simply gaining another birthday decade in life’s journey.
STRUCTURE TO EXISTING FINANCES
Some clients successfully run their own finances however they need the structure offered by a financial planner to ensure that they are on track to meet their personal financial goals. They also value the experience and expertise that we bring plus gaining a third-party overview, to provide other solutions that they may not be able to access or achieve on their own.
NO CONFIDENCE IN DOING IT THEMSELVES
The financial world can be scary and daunting for someone who is not used to it. We remove the jargon from the financial world in order to enable our clients to, not only understand, but to have the confidence to make the right financial decisions.
KNOW WHAT THEY SHOULD DO BUT DON’T HAVE THE TIME
Many individuals are highly successful in their professional lives and this often comes at the cost of their personal finances. We provide the structure and implementation that they need to meet their financial goals.
DIVORCE
During such a traumatic time as divorce, expertise is critical in ensuring that the financial settlement being agreed works for you. Having an adviser working on your side, that can be used as a sounding board, provides invaluable peace of mind.
MEET THE PEOPLE THAT WILL BE WORKING WITH YOU
We put people first. At the heart of our ethos is our rapport with our customers, and that begins with our team.
